:root{--navy:#0b1424;--panel:#142238;--blue:#42b7ff;--white:#f4f8ff;--muted:#b6c6d9}*{box-sizing:border-box}body{margin:0;background:#f3f6fa;color:#162235;font-family:Arial,Helvetica,sans-serif;line-height:1.55}a{text-decoration:none}header{background:var(--navy);color:white}.top{background:#07101d;color:#d6e6f8;text-align:center;padding:8px;font-size:13px}.wrap{max-width:1160px;margin:auto;padding:0 24px}.nav{display:flex;align-items:center;justify-content:space-between;padding:19px 0;gap:18px}.logo{font-size:22px;font-weight:900;letter-spacing:.4px;color:white}.logo span{color:var(--blue)}.navlinks{display:flex;gap:25px;align-items:center}.navlinks a{color:#d8e5f3;font-weight:600;font-size:14px}.btn{display:inline-block;border-radius:8px;background:var(--blue);color:#07101d;padding:13px 21px;font-weight:800}.btn.outline{background:transparent;color:white;border:1px solid #7890ac}.hero{background:radial-gradient(circle at 80% 30%,#1c4167 0%,#0b1424 55%);color:white;padding:90px 0 100px}.eyebrow{color:#78cbff;text-transform:uppercase;font-weight:800;letter-spacing:2px;font-size:13px}.hero h1{font-size:clamp(39px,5.4vw,70px);line-height:1.08;max-width:850px;margin:18px 0}.hero p{font-size:19px;color:#c5d4e5;max-width:680px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:30px 0}.trust{display:flex;gap:24px;flex-wrap:wrap;margin-top:48px;color:#d4e3f4;font-size:14px}.trust b{color:#79cbff}section{padding:72px 0}h2{font-size:clamp(29px,3.5vw,42px);margin:10px 0 16px}.intro{color:#5d6e82;max-width:710px;margin-bottom:30px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.service{background:white;border:1px solid #e2e9f0;border-radius:14px;padding:29px;box-shadow:0 8px 22px #0b203009}.service .num{font-size:13px;color:#087bbd;font-weight:900}.service h3{font-size:23px;margin:18px 0 8px}.service p{color:#5d6e82}.service a{font-weight:800;color:#0676b4}.dark{background:#0e1b2e;color:white}.dark p{color:#c5d4e5}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.step strong{color:#65c4ff;font-size:30px}.coverage{background:#eaf3fa}.coverage p{max-width:820px}.cta{background:#0b1424;color:white;text-align:center}.cta p{color:#c5d4e5}footer{background:#07101d;color:#9cb0c7;padding:30px 0;font-size:14px}footer a{color:#d9ecff}.foot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}@media(max-width:760px){.navlinks{display:none}.hero{padding:62px 0 72px}.grid,.steps{grid-template-columns:1fr}.trust{gap:14px}.btn{width:100%;text-align:center}.nav .btn{width:auto;padding:10px 12px}.hero h1{font-size:42px}}
.hero-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);gap:20px;align-items:center}.hero-copy{min-width:0}.hero h1{font-size:clamp(38px,4.1vw,59px);max-width:650px}.hero-photo{margin:0;min-width:0}.hero-photo img{display:block;width:100%;max-width:100%;height:auto;filter:drop-shadow(0 24px 18px rgba(0,0,0,.27))}@media(max-width:900px){.hero-layout{grid-template-columns:1fr}.hero-photo{max-width:700px}.hero-photo img{width:100%}.hero{padding:60px 0 72px}}@media(max-width:760px){.hero h1{font-size:42px}.hero-photo{margin-top:12px}}

.menu-toggle{display:none;background:transparent;border:1px solid #7890ac;color:white;border-radius:8px;padding:10px 14px;font-size:15px;font-weight:700;cursor:pointer}
@media(max-width:760px){
.nav{flex-wrap:wrap}
.menu-toggle{display:block;margin-left:auto}
.navlinks{display:none;width:100%;order:3;flex-direction:column;align-items:stretch;gap:0;background:#142238;border-radius:10px;padding:8px}
.navlinks.open{display:flex}
.navlinks a{display:block;padding:12px 14px;border-bottom:1px solid #30415a}
.navlinks a:last-child{border-bottom:0}
}

.footer-links{display:flex;flex-wrap:wrap;gap:12px 24px;margin-top:24px;padding-top:20px;border-top:1px solid #30415a}.footer-links a{font-size:14px}.page-hero{padding:58px 0 65px}.page-hero h1{font-size:clamp(34px,5vw,58px);line-height:1.12;max-width:950px;margin:18px 0}.page-hero p{font-size:19px;max-width:800px}.crumb{font-size:14px;color:#c5d4e5}.crumb a{color:#78cbff}.prose{max-width:850px}.prose h2{font-size:clamp(27px,3.4vw,38px);line-height:1.2;margin-top:42px}.prose h2:first-child{margin-top:0}.prose h3{font-size:24px;line-height:1.3;margin-top:32px}.prose h4{font-size:18px}.prose p,.prose li{color:#40536b}.prose a{color:#006a9f;text-decoration:underline;text-underline-offset:3px}.prose img{display:block;max-width:100%;height:auto;max-height:480px;object-fit:contain;border-radius:12px;margin:22px 0}.prose ul{padding-left:24px}.prose li{margin:8px 0}.prose table{border-collapse:collapse;width:100%}.prose th,.prose td{padding:14px;border:1px solid #cbd8e4;text-align:left}.affiliate{border-left:4px solid #087bbd;padding:16px 20px;background:#eaf3fa;border-radius:4px}.related{margin-top:40px;padding:24px;background:#eaf3fa;border-radius:12px}.quote-form{margin:28px 0;padding:26px;background:white;border:1px solid #d5e0ea;border-radius:14px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.quote-form label{display:block;font-weight:700}.quote-form input,.quote-form select,.quote-form textarea{display:block;width:100%;padding:12px;margin-top:6px;border:1px solid #8499ad;border-radius:6px;font:inherit;background:white;color:#162235}.quote-form button{font:inherit;cursor:pointer;border:0}.quote-form .actions{margin-bottom:14px}.quote-form .btn{color:#07101d}.quote-form small{display:block}.skip-link{position:absolute;top:-100px;left:12px;z-index:10;background:white;color:#07101d;padding:12px}.skip-link:focus{top:12px}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #087bbd;outline-offset:4px}html{scroll-padding-top:16px}body{overflow-wrap:break-word}.service a:hover,.footer-links a:hover{text-decoration:underline}.navlinks a[aria-current=page]{color:#78cbff}.nav{padding-left:24px;padding-right:24px}.logo{flex:0 1 250px;min-width:0}.navlinks{gap:18px}.nav>.btn{flex-shrink:0}@media(max-width:1050px){.navlinks{gap:12px}.navlinks a{font-size:13px}.logo{flex-basis:200px}.nav{gap:12px}.nav>.btn{font-size:14px;padding:12px}}@media(max-width:900px){.menu-toggle{display:block;margin-left:auto}.nav{flex-wrap:wrap}.navlinks{display:none;width:100%;order:3;flex-direction:column;align-items:stretch;gap:0;background:#142238;border-radius:10px;padding:8px}.navlinks.open{display:flex}.navlinks a{padding:12px 14px;border-bottom:1px solid #30415a}.navlinks a:last-child{border:0}}@media(max-width:480px){.nav>.btn{width:100%;text-align:center}.logo{flex-basis:190px}.wrap{padding-left:20px;padding-right:20px}.form-grid{grid-template-columns:1fr}.quote-form{padding:18px}.page-hero{padding:40px 0 48px}section{padding:48px 0}.prose table{font-size:14px}}
.area-list{columns:3;column-gap:30px}.area-list li{break-inside:avoid}@media(max-width:700px){.area-list{columns:2}}@media(max-width:400px){.area-list{columns:1}}